Assistant Policy Manager - Unsecured & Merchant Acquiring Products - Risk & Credit Policy jobs at United Bank Limited (UBL) 2024

@ United Bank Limited (UBL)

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Job Industry:

Private

Job Type:

Full-time

Experience Level:

Entry Level

Submissions begins on:

2024-05-14

Job Posted at:

2024-05-15 04:33:17

Submission Deadline:

2024-05-22

Disable Quota:

Not Mentioned

Female Quota:

Not Mentioned

Minority Quota:

Not Mentioned

Age Limit:

N/A

Eligiblity/ Qualifications:

Place(s) of Posting:

Karachi

Location Type:

Physical / On-site

Applicant Location:

Pakistan (Country)

Country of Appointment:

Pakistan

Employer details:

United Bank Limited (UBL)

Employer Contact Email:

customer.services@ubl.com.pk

Employer Contact Phone:

+92 21 32446949

Employer Address:

Contact Center & Customer Care,
1st Floor, UBL Warehouse Building,
Mai Kolachi Road, Karachi.

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Description:

United Bank Limited (UBL) has announced job vacancy of Assistant Policy Manager - Unsecured & Merchant Acquiring Products - Risk & Credit Policy at Karachi.

The job responsibilities of Assistant Policy Manager - Unsecured & Merchant Acquiring Products - Risk & Credit Policy at United Bank Limited (UBL) are:
The incumbent will be responsible for assisting Policy Head in designing and implementing credit policies / credit procedures for Unsecured & Acquiring Products.
• Assist Policy head in designing and implementing policies for unsecured and merchant acquiring products.
• Assist Policy head in timely renewal of Product Policy Manuals (PPMs).
• Incorporate cross functional feedback while renewing PPMs.
• Assist policy head in evaluating business proposals.
• Review cases where deviation / exception is required by Policy head / Consumer Credit Head.
• Review fraud write-off files requiring approval from Consumer Credit Head.
• Review routine maintenance activities / customer requests routed to policy for decision required by Policy Head / Consumer Credit Head.
• Perform periodic portfolio health check
• Assist Policy head in automating the lending process at maximum possible to ensure controls over processing.
• Assist Policy head in ensuring key risk parameters are captured in system for monitoring purposes.
• Review sample of booked cases on a periodic basis to ensure that policies laid down in the PPM are adhered to and highlight anomalies to Policy head.
• Ensure that portfolio caps are monitored and adhered where applicable.
• Reconcile Application & Behavioural scores generated vs the scoring model on a periodic basis to ensure that the score generated are error free.
• Assist policy head in implementing SBP guidelines
• Assist policy head in ensuring compliance to observations raised by Internal & External Audit
• Provide frequent clarity to cross functional units to guidelines issued to avoid any sort of credit / regulatory risks.

Qualification:

Minimum Qualifications:
- Bachelors’ degree (Preferably Masters’)

Minimum Experience:
- At least 2-3 years of working experience in consumer banking

Job Specific Skills:
- Proficient in MS-office
- Analytical Skills
- Able to Multitask

Employment Type:

This job offered by United Bank Limited (UBL) is a Full-Time position. The possible benefits of Full-time positions include: Stability, Growth, and More

Applications begins on:

The interested candidates/ job seekers can apply for the post of Assistant Policy Manager - Unsecured & Merchant Acquiring Products - Risk & Credit Policy at United Bank Limited (UBL) from May 14, 2024

Last Date to Apply:

The last date to apply for the post of Assistant Policy Manager - Unsecured & Merchant Acquiring Products - Risk & Credit Policy at United Bank Limited (UBL) is May 22, 2024.

How To Apply:

• Apply online on given link below.

Submit your application:

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Tags: Banking Job, Full-time, Management

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Frequently Asked Questions (FAQs)

Q: What are the Job Responsibilities of Assistant Policy Manager - Unsecured & Merchant Acquiring Products - Risk & Credit Policy at United Bank Limited (UBL)?

A: The Job Responsibilities of Assistant Policy Manager - Unsecured & Merchant Acquiring Products - Risk & Credit Policy at United Bank Limited (UBL) are:
The incumbent will be responsible for assisting Policy Head in designing and implementing credit policies / credit procedures for Unsecured & Acquiring Products.
• Assist Policy head in designing and implementing policies for unsecured and merchant acquiring products.
• Assist Policy head in timely renewal of Product Policy Manuals (PPMs).
• Incorporate cross functional feedback while renewing PPMs.
• Assist policy head in evaluating business proposals.
• Review cases where deviation / exception is required by Policy head / Consumer Credit Head.
• Review fraud write-off files requiring approval from Consumer Credit Head.
• Review routine maintenance activities / customer requests routed to policy for decision required by Policy Head / Consumer Credit Head.
• Perform periodic portfolio health check
• Assist Policy head in automating the lending process at maximum possible to ensure controls over processing.
• Assist Policy head in ensuring key risk parameters are captured in system for monitoring purposes.
• Review sample of booked cases on a periodic basis to ensure that policies laid down in the PPM are adhered to and highlight anomalies to Policy head.
• Ensure that portfolio caps are monitored and adhered where applicable.
• Reconcile Application & Behavioural scores generated vs the scoring model on a periodic basis to ensure that the score generated are error free.
• Assist policy head in implementing SBP guidelines
• Assist policy head in ensuring compliance to observations raised by Internal & External Audit
• Provide frequent clarity to cross functional units to guidelines issued to avoid any sort of credit / regulatory risks.