Fraud Insights & Emerging Risks Analyst

Job Overview

Role: Fraud Insights & Emerging Risks Analyst. Department: Operations. Team: Fraud - Loan. Location: Wilmington, DE. Employment Type: Full Time, Exempt. Workplace Type: hybrid. Posted Timestamp: 1767717757500.

Eligibility / Qualification Required:

Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. We aim to help customers make smart financial decisions and stay on track, so they can be money confident no matter what life throws at them. We offer top-tier benefits and growth opportunities in a culture built on our core values:   Put People First – We foster an inclusive, flexible, and fun workplace. Create Clarity – Open communication drives trust and results. Get Things Done – We focus, prioritize, and deliver with excellence. Deliver with Heart – We lead with kindness, humility, and strong teamwork. Listen to Our Customers – Their needs drive our innovation.   Barclays has entered into an agreement to acquire Best Egg with closing expected to take place in Q2 2026. This acquisition will give us the resources and capital to continue on our mission and drive our strategy forward. With an aligned culture, lower cost of funds, and increased employee growth opportunities across a global brand, we are excited about the future of the Best Egg brand under the Barclays umbrella. We are looking for collaborative, innovative team players who like to solve problems. There will also be immense opportunities for those willing to dive in. If you're inspired by growth and want to make a real difference, Best Egg is the place for you.    We’re proud to be an equal opportunity employer committed to building a diverse, inclusive team.We are seeking an inquisitive, analytical Fraud Insights & Emerging Risks Analyst to support the development of next-generation fraud prevention capabilities across our financial services products. This role focuses on researching emerging fraud trends, evaluating control gaps, supporting the rollout of new tools and technologies, and helping the fraud team stay ahead of evolving financial crimes behavior. The ideal candidate is proactive, data-driven, and excited about learning the future of fraud prevention—without needing prior leadership experience.Employee Benefits Best Egg offers many additional benefits for our employees, including (but not limited to): ·       Pre-tax and post-tax retirement savings plans with a competitive company matching program ·       Generous paid time-off plans including vacation, personal/sick time, paid short-- term and long-term disability leaves, paid parental leave, and paid company holidays ·       Multiple health care plans to choose from, including dental and vision options ·       Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts ·       Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs ·       Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!     In compliance with the CCPA, Best Egg is fully committed to handling the personal information and data of employees and job applications responsibly with respect and due care. Review our CCPA Employee Policy  here

Primary Responsibilities - Fraud Research & Emerging Threat Monitoring

• Monitor industry news, fraud forums, consortium data, and internal trends to identify new or evolving fraud threats.
• Support enterprise bot-management and act as the Fraud Operations liaison during bot-related incidents, proactively identifying risks, assisting with triage, validating impact, and coordinating rapid remediation steps.
• Assess and identify risks, including recommending mitigation plans to address impostor-related threats, such as fake websites, phishing emails, scams, and other social-engineering–based attacks.
• Evaluate, identify and make recommendations to mitigate emerging 1st-party fraud behaviors, including credit washing, dispute abuse, and intentional misrepresentation - to assess potential vulnerabilities within our products and processes.
• Conduct deep-dive investigations into specific fraud patterns or unusual activity.
• Summarize findings, prepare briefings, and provide recommendations to Operations leaders, Fraud Strategy and Information Security teams.

Primary Responsibilities - Additional Tasks & Growth Opportunities

• Analyze fraud risk and support projects around detection gaps, operational processes and control performance to identify improvement opportunities.
• Help gather requirements and test new controls, which may include rule changes to ensure effective implementation.
• Research, analyze, and compare existing vendor capabilities and performance, identify insights, and make recommendations to improve fraud detection and prevention effectiveness.
• Assist in evaluating how emerging fraud patterns could impact current products or processes.
• Assist in creating analysis and business cases for investments in fraud-prevention tools, automation, and emerging technologies to support strategic decision-making.
• Contribute to documentation, playbooks, and communications related to fraud changes or enhancements.
• Build reports and dashboards that track fraud KPIs and control effectiveness.

Qualifications - Required

• 1–3+ years of experience in fraud analysis, risk analytics, financial crime, or related work.
• Strong analytical skills and comfort working with data (Excel, BI tools, etc.).
• Understanding of common fraud types (identity fraud, ATO, synthetic IDs, social engineering, etc.).
• Ability to research independently and summarize findings clearly.
• Strong communication skills and comfort working cross-functionally.
• Detail-oriented, proactive, and eager to learn.

Qualifications - Preferred

• Experience in consumer lending, banking, fintech, or payments.
• Familiarity with fraud tools or vendors (e.g., identity verification, device intelligence).
• Exposure to fraud rules engines or case management systems.
• Bachelor’s degree in a related field (Criminal Justice, Analytics, Business, etc.).

Competencies

• Analytical Curiosity: Enjoys digging into data and asking “why?”
• Problem Solving: Approaches fraud issues systematically and creatively. Ability to build a program up
• Communication: Can translate analytical findings into simple, actionable insights.
• Adaptability: Comfortable shifting focus as fraud patterns evolve.
• Collaboration: Works well with diverse teams and perspectives.

This position is also eligible for an annual incentive bonus based on individual and company performance.  Yearly incentive bonus target 20% of base salary.

How to Apply:

Apply through the official Best Egg Lever application flow.
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