Job Summary:
- Lead the implementation, maintenance, and continuous enhancement of Mobilink Bank's Enterprise Risk Management (ERM) Framework in line with SBP regulations, Basel principles, and VEON Group Risk standards.
Responsibilities:
- Oversee Bank-wide Enterprise Risk Assessments (ERA), maintain the Enterprise Risk Register, and ensure timely identification, assessment, mitigation, monitoring, and reporting of material risks across all business and support functions.
- Develop, monitor, and report Key Risk Indicators (KRIs), ensure timely escalation of threshold breaches, and provide actionable risk insights to senior management.
- Prepare and present comprehensive ERM reports, dashboards, and presentations for the Board Risk Management & Compliance Committee (BRMCC), Management Risk Committee (MRC), Executive Management, Board of Directors, and VEON Group Risk.
- Coordinate all VEON Group Risk reporting requirements, ensuring accuracy, completeness, and timely submission in accordance with VEON Group standards and regulatory expectations.
- Monitor emerging, strategic, operational, technology, cyber, regulatory, financial, climate, and reputational risks, assess their potential impact on the Bank, and recommend appropriate mitigation strategies.
- Lead the periodic review of the Bank's Risk Appetite Framework, ERM policies, methodologies, and governance documents to ensure alignment with the Bank's strategic objectives and regulatory requirements.
- Provide independent risk oversight for major business initiatives, digital transformation programs, new products, strategic projects, and organizational changes to ensure risks are identified and appropriately managed.
- Coordinate with business units, Information Technology, Information Security, Compliance, Finance, Internal Audit, Operations, JazzCash, and other stakeholders to strengthen enterprise-wide risk management and ensure timely closure of risk mitigation actions.
- Provide independent risk oversight of the Bank's partnership and integration with JazzCash, including branchless banking, mobile wallet, and digital payment channels, by assessing associated operational, technology, cyber, fraud, third-party, and reputational risks and ensuring appropriate controls, service-level arrangements, and mitigation measures are in place.
- Monitor compliance with SBP regulations, internal policies, and VEON Group Risk requirements, and coordinate responses to regulatory observations and risk-related audit findings.
- Promote a strong risk culture across the Bank by conducting ERM awareness sessions, advising business functions on risk management practices, and embedding risk management into day-to-day decision-making.
- Drive continuous improvement and automation of ERM processes, reporting, and risk analytics to enhance the effectiveness, efficiency, and maturity of the Bank's enterprise risk management function.
Eligibility / Qualification Required:
- CA/ACCA, MBA/ master’s degree in commerce, Finance
- Professional Certification preferably
- 7- 8 years of relevant experience
Job Details:
- Department: Risk Management
- Job Type: Permanent
- Grade: VP
- Positions: 1
- Locations: Islamabad
- Application Deadline: Aug 06, 2026
How to Apply:
Register or sign in to the Mobilink Microfinance Bank careers portal, select the preferred location when offered, complete the application form, and submit it before the deadline.
Apply online for this position