Job Summary:
- The Analyst – DFS Reconciliation is responsible for ensuring the accuracy, integrity, and timely reconciliation of the bank’s digital transaction ecosystem, core clearing accounts, and interbank settlement pipelines. This role executes daily data matching, performs hands-on exception handling to prevent liquidity risks, and prepares structured reports for management while assisting in routine operational operational workflows.
Responsibilities:
- Pipeline Execution: Execute the daily reconciliation of high-volume digital transaction pipelines, including real-time systems (such as RAAST, wallets, and payment gateways) and standard clearing networks (such as IBFT) across both regular and deferred settlement cycles.
- GL Matching & Exception Management: Perform daily General Ledger (GL) to bank statement and partner balance matching. Investigate, track, and resolve open entries, chargebacks, and un-reconciled balances across digital wallets, branch accounts, and suspense accounts.
- Risk Mitigation: Identify aging entries, operational discrepancies, or potential leakage points, escalating financial or liquidity risks to the Team Lead or Risk Management team promptly.
- Month-End Book Closing: Support month-end closing activities by balancing, verifying, and preparing settlement entries for all assigned digital clearing GLs within strict corporate closing timelines.
- MIS Reporting: Draft daily, weekly, and monthly Management Information System (MIS) reports detailing outstanding positions, reconciliation efficiency, and aging analysis for management review.
- Cross-Functional Coordination: Collaborate with IT, Treasury, Customer Operations, and external DFS partners to resolve transaction failures, investigate system errors, and streamline data lifecycles.
Eligibility / Qualification Required:
- Bachelor’s degree in Finance, Accounting, Banking, Fintech, or a related field (e.g., BS Finance, BBA, B.Com).
- Progress toward professional certifications (such as ACCA, CA foundation/inter, or relevant digital banking diplomas) is a plus
Job Details:
- Department: Branchless Banking
- Job Type: Permanent
- Grade: OG-II
- Positions: 1
- Locations: Islamabad
- Application Deadline: Sep 01, 2026
How to Apply:
Register or sign in to the Mobilink Microfinance Bank careers portal, select the preferred location when offered, complete the application form, and submit it before the deadline.
Apply online for this position