Senior Credit Officer jobs at United Bank Limited (UBL) 2023
@ United Bank Limited (UBL)
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Experience Level:
Senior Level
Submissions begins on:
2023-10-02
Job Posted at:
2023-10-13 20:21:18
Submission Deadline:
2023-10-17
Disable Quota:
Not Mentioned
Female Quota:
Not Mentioned
Minority Quota:
Not Mentioned
Eligiblity/ Qualifications:
Location Type:
Physical / On-site
Employer Contact Email:
customer.services@ubl.com.pk
Employer Contact Phone:
+92 21 32446949
Employer Address:
Contact Center & Customer Care,
1st Floor, UBL Warehouse Building,
Mai Kolachi Road, Karachi.
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Description:
Key Responsibilities:
• Manage, approve and control portfolio pertains to Karachi and Baluchistan
• Frequent joint visits of existing and potential clients
• Proactively monitor portfolio and implementation of required corrective measures
• Review and approve high quality fresh assets
• Analyze credit proposals for approval or review/submission to the next higher level. It includes seasonal financing, commercial/SME credits
• Effectively assess credit risk and client (current and potential) viability including quantitative and qualitative analysis
• Prepare written denial correspondence
• Recommend facility structuring and appropriate risk mitigants in line with bank's credit policy manual and State Bank Regulations
• Participate in business meetings to conduct in-depth due diligence as well as work together with the relationship manager in structuring credit solutions
• Monitor industry concentration; maintain compliance with internal audit/controls and State Bank of Pakistan's prudential regulations on country wide basis
• Ensure that credit portfolio of the bank is in compliance with the enforced credit policies, procedures and systems with suggestions of improvements wherever possible based on business unit reviews
• Conduct PMCs and other meetings with relevant stake holders
• Manage the team of Credit Analysts and enable them to learn required skills
Qualification:
• Minimum 12 years of experience with BRR and Commercial/Retail lending
• BBA/MBA/ACCA or any other relevant degree in Finance and Economics from any HEC recognized Institute
Employment Type:
- This job offered by United Bank Limited (UBL) is a Full-Time position. The possible benefits of Full-time positions include: Stability, Growth, and More
Applications begins on:
- The interested candidates/ job seekers can apply for the post of Senior Credit Officer at United Bank Limited (UBL) from October 02, 2023
.
Last Date to Apply:
- The last date to apply for the post of Senior Credit Officer at United Bank Limited (UBL) is October 17, 2023.
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View detailed information about the job Senior Credit Officer (United Bank Limited (UBL))
How To Apply:
• Apply online on given link below.
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