Credit Analyst jobs at United Bank Limited (UBL) 2023
@ United Bank Limited (UBL)
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Experience Level:
Senior Level
Submissions begins on:
2023-08-06
Job Posted at:
2023-08-06 18:18:30
Submission Deadline:
2023-09-11
Disable Quota:
Not Mentioned
Female Quota:
Not Mentioned
Minority Quota:
Not Mentioned
Eligiblity/ Qualifications:
Location Type:
Physical / On-site
Employer Contact Email:
customer.services@ubl.com.pk
Employer Contact Phone:
+92 21 32446949
Employer Address:
Contact Center & Customer Care,
1st Floor, UBL Warehouse Building,
Mai Kolachi Road, Karachi.
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Description:
The incumbent will be responsible for the following:
• To conduct financial analysis of existing and prospective clients by reviewing financial statement including balance sheet, cash flow statements and auditor's reports
• Analyse financial health and operational aspect of the obligor
• Comprehend Credit Policy and SBP Regulations
• Carry out need-gap analysis, collating the required information and presenting complete information along with view on credit to the Risk Manager/Senior Risk Manager.
• Monitor covenants and other credit related matters.
• Provide guidance to business on credit related issues to ensure quality of credit proposals.
• Ensuring perfection of papers/summaries for information review of BRCCIBOD.
• Respond on quarries of business field pertaining to credit policy and regularity guidelines.
• To assess BCAs, seeking clarifications from business and recommending credit limits for review.
• To maintain a persistent follow-up with the RMs/SRMs for regulation of overdue accounts.
• To keep track and follow-up for early regularization of deferrals and other credit maintenance items.
• Follow-up business unit on NPL accounts and remedial management. Monitor portfolio through MIS/Overdue and PMC.
• Conduct BRRlPRC meetings along with relevant departments. Strong communication skills and strong grip on the different products/credit facilities offered by the bank.
• Partial clearance on any external exams/certifications as required by the Bank from time to time.
Job Location: Karachi
Qualification:
• Bachelors/Master's in Commerce/Banking and Finance from HEC recognized university.
Minimum Experience:
• 0 to 1 year - Have sound concepts and relevant experience in various facets of banking field, particularly relationship management, trade finance and credit initiation.
Employment Type:
- This job offered by United Bank Limited (UBL) is a Full-Time position. The possible benefits of Full-time positions include: Stability, Growth, and More
Applications begins on:
- The interested candidates/ job seekers can apply for the post of Credit Analyst at United Bank Limited (UBL) from August 06, 2023
.
Last Date to Apply:
- The last date to apply for the post of Credit Analyst at United Bank Limited (UBL) is September 11, 2023.
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