Credit Analyst jobs at United Bank Limited (UBL) 2023

@ United Bank Limited (UBL)


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Job Industry:
Private
Job Type:
Full-time
Experience Level:
Senior Level
Submissions begins on:
2023-08-06
Job Posted at:
2023-08-06 18:18:30
Submission Deadline:
2023-09-11
Disable Quota:
Not Mentioned
Female Quota:
Not Mentioned
Minority Quota:
Not Mentioned
Age Limit:
N/A
Location Type:
Physical / On-site
Country of Appointment:
Employer details:
Employer Contact Email:
customer.services@ubl.com.pk
Employer Contact Phone:
+92 21 32446949
Employer Address:
Contact Center & Customer Care,
1st Floor, UBL Warehouse Building,
Mai Kolachi Road, Karachi.
Other Jobs from United Bank Limited (UBL):
No more jobs from United Bank Limited (UBL)

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Description:

The incumbent will be responsible for the following:
• To conduct financial analysis of existing and prospective clients by reviewing financial statement including balance sheet, cash flow statements and auditor's reports
• Analyse financial health and operational aspect of the obligor
• Comprehend Credit Policy and SBP Regulations
• Carry out need-gap analysis, collating the required information and presenting complete information along with view on credit to the Risk Manager/Senior Risk Manager.
• Monitor covenants and other credit related matters.
• Provide guidance to business on credit related issues to ensure quality of credit proposals.
• Ensuring perfection of papers/summaries for information review of BRCCIBOD.
• Respond on quarries of business field pertaining to credit policy and regularity guidelines.
• To assess BCAs, seeking clarifications from business and recommending credit limits for review.
• To maintain a persistent follow-up with the RMs/SRMs for regulation of overdue accounts.
• To keep track and follow-up for early regularization of deferrals and other credit maintenance items.
• Follow-up business unit on NPL accounts and remedial management. Monitor portfolio through MIS/Overdue and PMC.
• Conduct BRRlPRC meetings along with relevant departments. Strong communication skills and strong grip on the different products/credit facilities offered by the bank.
• Partial clearance on any external exams/certifications as required by the Bank from time to time.

Job Location: Karachi

Qualification:

• Bachelors/Master's in Commerce/Banking and Finance from HEC recognized university.

Minimum Experience:
• 0 to 1 year - Have sound concepts and relevant experience in various facets of banking field, particularly relationship management, trade finance and credit initiation.


Employment Type:

  • This job offered by United Bank Limited (UBL) is a Full-Time position. The possible benefits of Full-time positions include: Stability, Growth, and More


Applications begins on:

  • The interested candidates/ job seekers can apply for the post of Credit Analyst at United Bank Limited (UBL) from August 06, 2023
.


Last Date to Apply:

  • The last date to apply for the post of Credit Analyst at United Bank Limited (UBL) is September 11, 2023.


Submit your application:

Start your new career with just one click! Apply online for this exciting opportunity.





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