The position of Head Consumer Credit Policy & Analytics is located in Karachi, Sindh, Pakistan, within the Consumer Risk – Risk Management Group at the Head Office. This role focuses on optimizing risk, growth, and profitability within personal finance, credit cards, auto financing, and home financing portfolios. The Head is responsible for leading the development and governance of credit policies, ensuring alignment with overall business strategy and full compliance with SBP regulations and internal risk governance frameworks across all retail financing products. This senior role also involves driving portfolio performance oversight and leading cross-functional engagement with internal and external partners to design and implement credit strategies, credit scorecards, and risk management initiatives.
Eligibility / Qualification Required:
- **Qualifications:** Minimum Bachelor’s degree, preferably Master’s in Finance, Data Analytics, Economics, Business, or a related field from an HEC-recognized institute/university (certifications are a plus). Qualification in Islamic Finance will be an added advantage.
- **Skills:** Strong understanding of financing products and risk management. Hands-on experience with Excel, SQL, SAS, or Python for data analysis. Strong analytical and problem-solving skills. Excellent communication and stakeholder management skills.
- **Experience:** Minimum of 10 years’ experience, including at least 5 years in a managerial role in consumer credit risk/policy within banking or financial services.
How to Apply:
Apply online through the Meezan Bank careers portal at
https://fa-ewvh-saasfaprod1.fa.ocs.oraclecloud.com/hcmUI/CandidateExperience/en/sites/CX_3002/job/8395